About Us

Here's all you need to know

Qualifying Factors: 2yr work history or verifiable proof of continuous income Enough Income to support the purchase price Credit needed for your specific loan type Down payment secured with own funds, retirement funds, gifted funds or down payment assistance based on loan type. Credit 620 mid score to go Conventional (75% LTV to go Conventional & remove PMI) Credit 580 mid score with VA DD 214 & COE Credit 580 mid score for FHA No recent BK/Foreclosures (Chapter 7 Discharge 1 year out to go FHA. Chapter 13 2yrs out to go FHA or 3yrs out to go Conventional, 12 months current payments after Loan Modification or Forbearance or 12 months current after any late payments) No collections over $2500 No Mortgage Lates for 12 months No balances due to Property Management companies No accounts currently in active dispute status at the time of closing on your home refinance loan